1109 N Person Street
Mordecai · Raleigh, NC 27604
$485,000
$342 per sq ft
- 3bedrooms
- 2bathrooms
- 1,420sq ft
- 0.14acre lot
- 1936built
- NoneHOA / mo
Three-bedroom cottage under $500k, four blocks from Person Street
A one-storey 1936 cottage that has been kept up rather than flipped. Original floors, a 2022 architectural shingle roof, and a kitchen painted and re-countered in 2023 with the existing cabinet boxes. Gas furnace 2019, water heater 2024. Fenced rear yard with a 2021 deck and a shed on a concrete pad. This is one of the few homes under $500,000 inside the beltline right now.
- Roof 2022, furnace 2019, water heater 2024
- Single storey, no stairs
- Fenced yard with a 2021 deck
- Four blocks to the Person Street shops
What this house has
- Hardwood floors
- No HOA
- Fenced yard
- Single storey
- Roof under 5 yrs
The numbers
| Listing ID | HS-1020 |
|---|---|
| Property type | Single-family |
| Style | Cottage |
| Status | Active |
| Bedrooms | 3 |
| Bathrooms | 2 (2 full) |
| Interior | 1,420 sq ft |
| Price per sq ft | $342 |
| Lot | 0.14 acre |
| Year built | 1936 |
| HOA / condo fee | None |
| Estimated tax rate | 1.0075% of value per year |
| Listed on | August 31, 2026 |
| Days on market | 4 |
| County | Wake County, NC |
| Coordinates | 35.7961, -78.6311 |
Mordecai
A small pocket north of downtown built mostly between 1910 and 1950, with a mix of one-storey cottages, bungalows and a growing number of narrow infill houses on split lots.
- Housing stock Cottages and bungalows of 950–1,900 sq ft alongside three-storey infill builds of 1,900–2,600 sq ft dating from 2015 onward.
- Typical lot 0.10–0.20 acre; several original lots have been subdivided
- Getting about About 1.5 miles to downtown Raleigh; 25 minutes to RTP at peak.
Assigned schools
These are the base schools currently assigned to this address by Wake County Public School System. We list assignment as a fact and nothing more — we do not rate, rank or compare schools, and no one at Homestead will, because doing so is how housing discrimination happens in practice. Judge them yourself.
- ElementaryConn Elementary
- MiddleLigon Middle
- HighEnloe High
- DistrictWake County Public School System
Attendance areas are reassigned periodically and a base assignment can change before you close. Verify the current assignment directly with Wake County Public School System before you rely on it.
What this would cost a month
Change any number. Nothing here is a quote — it is arithmetic.
$3,481
estimated total monthly ·$436,500 borrowed
- Principal and interest
- $2,745
- Property tax
- $407
- Homeowner’s insurance
- $129
- HOA / condo fee
- $0
- Mortgage insurance (PMI)
- $200
Under 20% down, so private mortgage insurance is included at an estimated 0.55% of the loan a year. On a conventional loan it comes off automatically once you reach 78% loan-to-value, and you can usually request removal at 80%. On most FHA loans it stays for the life of the loan.
Over the full term you would pay about $551,570 in interest, assuming you never pay extra and never refinance.
Estimates only. Actual rates depend on credit, loan type and the day. Wake County property tax is reassessed on a four-year cycle, so a recent revaluation can move the tax line. Talk to a lender for a real quote — we can introduce you to three.
Scored on this data, not hand-picked
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