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HomesteadThe neighbourhood people
ActiveCondo38 days on market

4000 Cardinal at North Hills StreetUnit 405

North Hills · Raleigh, NC 27609

$419,000

$355 per sq ft

  • 2bedrooms
  • 2bathrooms
  • 1,180sq ft
  • acre lot
  • 2008built
  • $512HOA / mo

Fourth-floor flat with two assigned parking spaces and a lock-and-leave plan

A two-bedroom split-plan flat on the fourth floor with a small balcony facing east. The $512 monthly HOA covers water, sewer, trash, exterior, elevator, the fitness room and the building’s insurance — read the schedule before you compare it to a detached house, because a good part of it is expense you would otherwise pay separately. Two assigned spaces in the structured deck. Reserve study was refreshed in 2025; we can get you the current balance sheet.

  • $512/mo HOA includes water, sewer and exterior
  • Two assigned deck spaces
  • 2025 reserve study available
  • Split two-bedroom plan

What this house has

  • Single storey
  • Main-floor primary
  • Garage
  • Home office

The numbers

Full specification for 4000 Cardinal at North Hills Street, Unit 405, Raleigh, NC 27609
Listing IDHS-1031
Property typeCondo
StyleMid-rise flat
StatusActive
Bedrooms2
Bathrooms2 (2 full)
Interior1,180 sq ft
Price per sq ft$355
LotNo private lot
Year built2008
HOA / condo fee$512 / month
Estimated tax rate1.0075% of value per year
Listed onJuly 28, 2026
Days on market38
CountyWake County, NC
Coordinates35.8382, -78.6398

North Hills

A 1950s-and-60s ranch neighbourhood wrapped around a mid-century shopping centre that has been rebuilt as a mixed-use district, so the housing runs from original brick ranches to new mid-rise condos.

  • Housing stock Brick ranches and split-levels of 1,400–2,600 sq ft on the residential streets; condominium flats of 700–1,800 sq ft in the district itself.
  • Typical lot 0.25–0.45 acre for ranches; no private lot for condos
  • Getting about About 5 miles to downtown Raleigh via Six Forks Road; 20 minutes to RTP via I-440/I-40.
Everything about North Hills

Assigned schools

These are the base schools currently assigned to this address by Wake County Public School System. We list assignment as a fact and nothing more — we do not rate, rank or compare schools, and no one at Homestead will, because doing so is how housing discrimination happens in practice. Judge them yourself.

  • ElementaryDouglas Elementary
  • MiddleEast Millbrook Middle
  • HighSanderson High
  • DistrictWake County Public School System

Attendance areas are reassigned periodically and a base assignment can change before you close. Verify the current assignment directly with Wake County Public School System before you rely on it.

What this would cost a month

Change any number. Nothing here is a quote — it is arithmetic.

$3,520

estimated total monthly ·$377,100 borrowed

Principal and interest
$2,371
Property tax
$352
Homeowner’s insurance
$113
HOA / condo fee
$512
Mortgage insurance (PMI)
$173

Under 20% down, so private mortgage insurance is included at an estimated 0.55% of the loan a year. On a conventional loan it comes off automatically once you reach 78% loan-to-value, and you can usually request removal at 80%. On most FHA loans it stays for the life of the loan.

10%

Over the full term you would pay about $476,511 in interest, assuming you never pay extra and never refinance.

Estimates only. Actual rates depend on credit, loan type and the day. Wake County property tax is reassessed on a four-year cycle, so a recent revaluation can move the tax line. Talk to a lender for a real quote — we can introduce you to three.

Scored on this data, not hand-picked

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